Comments for Credit Counseling and Debt Relief

Comment on Is it possible to consolidate my student loans and my credit card loans ASAP? by Hoosier Favorite

Hoosier Favorite — Fri, 30 Dec 2011 10:29:50 +0000

Yes. Find a Debt Consolidation Loan Company, either by internet or telephone book. Check their references through your local Better Business office. To not check is to possibly get yourself in to hotter water !

Comment on If I got married in college for financial aid, can I have my marriage anulled? by chiefs fan

chiefs fan — Thu, 29 Dec 2011 19:14:13 +0000

You got married for money. That is nuts. I think you can only get a marriage anulled after 6 months.

Comment on If I got married in college for financial aid, can I have my marriage anulled? by ruth

ruth — Thu, 29 Dec 2011 18:56:40 +0000

Where do you live? Call an attorney in that state. Annulment laws are much more specific to a state than divorce.

Is there a reason you think annulment is favorable to divorce? I’m just curious, because I get annulment calls in my practice and this mystefies me. God isn’t really fooled, it’s human paper.

Comment on If I got married in college for financial aid, can I have my marriage anulled? by Aimes

Aimes — Thu, 29 Dec 2011 18:33:46 +0000

no..but it’s fraud.

Comment on If I got married in college for financial aid, can I have my marriage anulled? by semplyme

semplyme — Thu, 29 Dec 2011 18:18:29 +0000

I don’t think you can get an anullment after 3 years.

Comment on If I got married in college for financial aid, can I have my marriage anulled? by Jan Stolz

Jan Stolz — Thu, 29 Dec 2011 17:46:58 +0000

Cheating the system for a finacial payoff… Hmmm… Nope. Not good grounds for an anulment. Good grounds for getting arrested however.

Comment on Q&A: I don’t know if I should stay with him? by jasmine d

jasmine d — Wed, 28 Dec 2011 00:33:27 +0000

you definetly need to have a serious conversation with this man….you may love him….but love dont pay the bills. Marriage needs contribution from both members…..in all area’s…..including financial. It sounds as if he is pinning all his hopes on this one dream…..but living that dream for you is a nightmare financially and importantly enough is creating a split between you that could be the ruin of your lives together…..and leave you with an empty wallet for some years to come. Yes…..he could hit the big time……and make some serious money…..but it sounds as though if he hasnt made it by now….he probably wont. Some people buy lotto tickets every week…..and never win the big one…..sounds like this may happen to him….even though he works hard….he isnt thinking about it logically…..and its taking its toll on you and your relationship….wake up girl….you are thinking about ending it….its time for either (or both) some marriage counselling and business planner to look at just what your husband is doing wrong Good luck : )

Comment on Q&A: I don’t know if I should stay with him? by KelsB

KelsB — Tue, 27 Dec 2011 23:38:25 +0000

I would cut off the funding for his business. You have helped him out as much as you could… but you can’t continue anymore. I don’t know if you have to be so drastic as divorcing him, but just talk to him and tell him that you can’t support this business anymore because it is killing your credit and your finances. If he can’t understand that then all you can do is ensure that your finances are not available to him. You should tell him that you have been carying the brunt of all the bills for long enough and he needs to contribute to the household. Then you just have to do it. Take his name off of any credit cards you have and make sure that your money is kept safely in an account he can’t access. Then he will see how much you are contributing and that if he wants to continue this career choice he needs to get a job to finance his business dreams. If it means that much to him he can continue trying to get it to work… but the difference is he has to fund it… NOT YOU. He needs a job and to face reality.

If you think about it this way… you are willing to break up/divorce someone you genuingly love and care for. The only reason you want to leave (based on your answer) is because of finances. Take that out of the equation. Use some tough love and take away your financial support and tell him it’s because you don’t want a divorce, but if you continued giving in it would lead that way.

Good luck!

Comment on Q&A: I don’t know if I should stay with him? by Steven E

Steven E — Tue, 27 Dec 2011 22:40:53 +0000

I would say that first you have to express to him in your voice how all of this has made you feel. He has to understand your point of view without feeling threatened. Tell him how you are really feeling about the future of his venture and explain to him your concerne for your future and your future together. He has to hear your heart on this. Then allow him to process what you have laid at his feet. A real man will evaluate if the business is worth losing your love over. I think he will make the right choice for him if you explain it that way. He may not choose you, but then that may be the right choice for both of you.

Comment on Q&A: We are poor college students with no money for a wedding?!? by Sweet Susie

Sweet Susie — Sun, 18 Dec 2011 00:45:51 +0000

A friend of mine got married over the summer for $ 100. They had a small guest list (less than 50), she wore a white dress from a department store and he wore a suit he already owned. She had a small bouquet, and a lot of the other flowers were planted in the spring to be used in the wedding specifically. For reception food, it was literally pot luck. Everyone was asked to bring a dish and the day overflowed with love.

That’s just an idea in case you feel funny about having a wedding at a court house. It sounds to me like the only thing you will regret is not marrying each other ASAP, so go for it — anyway you get married will be a happy ending.